National saving consists of four basic types of saving: business saving by corporations, personal saving by individuals, saving (or more often dissaving) by the federal government, and saving by state and local governments. Policymakers have been concerned about the declining and low U.S. national saving rate, especially following declines in personal saving during the 1980s and 1990s. More recently, the increased dissaving of the federal government during full-employment years has also red
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